Good Morning!
Here’s a couple more of the two above.
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On this day in 1779 American troops under General Anthony Wayne captured Stony Point, NY.
In 1862 David G. Farragut became the first rear-admiral in the U.S. Navy.
In 1926 the first underwater color photographs appeared in “National Geographic” magazine. The pictures had been taken near the Florida Keys.
And in 1951 J.D. Salinger’s novel “The Catcher in the Rye” was first published.
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Quote of the Day
“My mother told me I was dancing before I was born. She could feel my toes tapping wildly inside her for months.”
Ginger Rogers
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How about some Ginger and Fred today? 🙂
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And this one is for my wife. 🙂
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Wandering Views 
I think it was Ginger Rogers who said, “I did the same thing Fred Astaire did, only backwards and in heels.”.
Good morning Aj.
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Interesting tidbit of news for you so you aren’t embarrassed as I was last night. BG wanted to get some back to school items so we went to the Tanger Outlet. I have two checking accounts, one that I have had for a long time and one that is mine, but joint with Mr. P. Yesterday was payday and child support money was also deposited. BG works at American Eagle so we went there first. She got 2 pair of jeans, 2 pair of shorts, a couple of shirts, and some other things. With her discount it came to about $60. I paid for that our of my joint account with my debit card as I had intended to do. I asked BG where my other debit card was as I had given it to her earlier in the week to pick up something for me. She had left it in her car and we were in my truck.
I do have a check book on that account, so we went to the the shoe store/ I asked the clerk if I could write a check. Yes. Of course when I wrote the check he wasn’t quite sure how to process it and his manager had to help him. Luckily their register was the kind that processes the check, debits the amount, and gives you the cancelled check back.
From there we went to Ralph Lauren to get some shirts. Three nice shirts—they kind EVERYBODY is wearing and if we don’t get them right now, there won’t be any left kind of shirts came to $45 and some change with tax. I had already asked if I could write a check. The .clerk processed the check and it was DECLINED– that is such a better word for them to you instead of denied or hey you loser what are you doing trying to pass off a bad check. The manager came over and tried to process it again. Declined. He gave me a print out from the register with a number to call to find out why my check was declined.
Turns out the computer and CheckXpress or whatever it is called flagged it for fraudulent activity and or they did not have enough information on me in their system to approve the check.
Soooo, there is a database out there somewhere that knows your spending habits and if you suddenly start writing checks it will shut you down. There are several things I took away from this experience;
1. You really aren’t as red faced and embarrassed if you have righteous indignation on your side if you have a check declined and you KNOW there is plenty of money to cover it in the account. You are mostly just stunned.
2. Write a check every so often so you won’t lose the privilege. The old use it or lose it theory.
3. There is a computer somewhere that tracks everything you spend and it isn’t your
BANK. Imagine if there was some sort of circumstance where you were desperate and had to write a check and couldn’t.
4. I think there might have to be a little cash stash somewhere convenient so if I did need to buy something and didn’t want to be denied.
Having cash on hand during a hurricane or other disaster is something I have always known to do.
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Chas, I went looking for that quote and couldn’t find it on the Ginger Rogers Quotes site. I googled it and it was said ABOUT her in 1982.
QUOTES
About Ginger Rogers
[About Fred Astaire] “Sure he was great, but don’t forget Ginger Rogers did everything he did backwards…and in high heels!” — Bob Thaves 1982 © NEA Inc.
It’s still a good quote.though.
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Kim’s #3. I appreciated that.
A couple of months ago, I ran up a large Visa bill because I bought a set of tires and took my family out to a nice restaurant to celebrate Brian’s PhD.
I got an e-mail from Visa telling me that I had unusual activity on that account.
I’m glad they do that.
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Good morning. Nice cardinal shots!
I guess I’m old-school — I’ve never had a debit card. It’s cash or checks for me. I did have one credit card for a department store, but I don’t believe I’ve used it even once since paying off my account shortly after getting married 29 years ago. (I charged my wedding and bridesmaid’s dresses on it.)
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Be careful using debit cards as those are easier to hack into than a credit card. If it is a debit card with the Visa or MasterCard logo, you are safer, but not as safe as a regular credit card. There is something about how the info is transmitted to the bank that debit cards are easier to hack.
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I only use my debit card to get cash from the ATM.
And I don’t carry my checkbook with me. It’s cash or credit for me.
I pay off my Visa bill every month.
Elvera has her own account and takes her checkbook wherever she goes.
She also had department store credit cards.
I pay them every month from her account. I also balance her checkbook.
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You are a good husband, Chas. I seldom use checks or cash or anything but I do go to the Amazon periodically. That may change.
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Got my video of the week sent to piano families this morning. Now on to family business with my own. I’ve gotten behind on some things I’ve wanted to keep on top of, but there are people here, too, and not just things to do.
Balance.
Have a good day, everyone.
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The banks are getting a lot more pro-active with regard to fraud — and I like that, too.
Once I was buying a pair of “cheap” backup prescription glasses at Walmart and my credit card was declined. Very weird, I couldn’t figure out why. When I called, they explained that it was deemed an unusual expenditure for me (I hardly ever go to Walmart and while the glasses were relatively inexpensive compared to what they’d cost anywhere else — which is why I was getting them there — they were a bit over $200 and so probably that added to the flagging; plus I think Walmart is a place where stolen cards often are used?).
Another time, several years ago, my debit card was declined at my veterinarian’s office. I knew I had plenty of money in my account, so I was stumped — and embarrassed since I know them and have been a client for years (it was a full waiting room and the office manager was whispering it to me).
When I called the bank later, I was told the BofA computers had all gone down that morning so nothing was going through. I guess the machines vendors use don’t provide that much detail, only that the card is being declined. Still embarrassing.
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As for checks, I rarely use them anymore — only for church and for the monthly gardener bill that I mail out still. Everything else gets paid for online or, at the store, either with debit or credit cards (and it’s true, there apparently is more security using credit cards in case the number gets lifted by someone).
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Managed to get the TV receiver box hooked up last night, but it required a neighbor coming over with a wrench I didn’t have on had. But it all seems to be working, now I have to load up the old dead one and send it back.
Still loving “A Praying Life” by Miller. He uses some examples from family (he and his wife have several children, including an autistic child).
In one chapter, he cites Edith Schaeffer’s answer when asked who the “greatest Christian woman” alive was at the time (her answer was an unknown (to us) woman dying of cancer in India).
Miller goes on to write: “I’m talking about that woman. Underneath her obedient life is a sense of helplessness. It has become part of her very nature … almost like breathing. Why? Because she is weak. She can feel her restless heart, her tendency to compare herself with others. She is shocked at how jealousy can well up in her. She notices how easily the world gets its hooks into her. In short, she distrusts herself. When she looks at other people, she sees the same struggles. The world, the flesh and the Devil are too much for her. The result? Her heart cries out to God in prayer. She needs Jesus.
“As we mature as Christians, we see more and more of our sinful natures, but at the same time we see more and more of Jesus. As we see our weaknesses more clearly, we begin to grasp our need for more grace. …
“Less mature Christians have little need to pray. When they look at their hearts (which they rarely do), they seldom see jealousy. They are barely aware of their impatience. Instead, they are frustrated by all the slow people they keep running into. Less mature Christians are quick to give advice. There is no complexity to their worlds because the answers are simple — ‘Just do what I say, and your life will be easier.’
“I know all this because the ‘they’ I’ve been talking about is actually ‘me.’ That is what I’m naturally like without Jesus. … Surprisingly, mature Christians feel less mature on the inside. … “
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We have had those experiences, Kim. If you suddenly use a card out of your main area, you can also run into such things. I have an acquaintance who has a travel company and still runs into such issues. Others I know, work in another part of the country and can have the same issue. No matter how much they try to head off the problem, it still happens. Many people have had this experience, so when they see it happen to someone else, they understand.
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A couple of years ago (probably when my brother-in-law died suddenly) my husband and I took a trip to see my sister. We stopped to have lunch a few miles outside of Nashville. The lunch was only four or five dollars, but he put it on his credit card. (I had cash with me, but he rarely carries any, and just habitually puts things on the card.) We’d barely finished lunch and were back in the car when his credit card company called about suspicious activity on the card.
That was way, way over-sensitive. First off, it was a tiny charge, but in keeping with his putting even small charges on the card. But second, he had been to Nashville repeatedly in the process of courting me two years before, so a charge within an hour of Nashville really shouldn’t have brought up any flags. (He told them we were traveling to Alabama and would be there up to two weeks, and they made a note of it.)
But better to be over-sensitive than under, I guess.
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The neighbors don’t trust Donna to return their tools???
Husband used to call the bank when we were traveling out of country or a long distance so they would know we were changing our spending location. Made it easier.
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I’ve had that happen too from something as simple as a grocery store purchase. The thing is, if a thief gets your credit card, they’ll typically “try it out” first with a fairly minor charge to make sure it’s viable.
When my purse was stolen out of my car several years ago at a local god park, the first charge the thieves made was a $1 purchase at a gas station.
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So those small purchases, esp out of the area, are often a red flag to the banks
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Hey, I returned BOTH her husband and the tools. I’m a very good neighbor. 🙂
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Um, that should have read dog park. 🙄
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wow, those Californians get more and more strange. I don’t believe I would want to hang out at the god park. I also refuse to read post nineteen.
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Did Kare get evacuated up there in all of that smoke or has she been too busy with camp to spend time with us, or have I just missed something?
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hmm.. interesting. I was using checks at home, but they were taking up to three weeks to clear, so I decided to use the debit card for everything as it is instant.
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still too tired to stay up and be the first to post 🙂
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Kare’s in a canoe on a lake somewhere is what I think
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I have neither a credit card nor a cheque book, and I try not to use my debit card outside of the bank. That means I have to estimate how much cash I’ll need for a purchase and if I don’t have the cash, it isn’t bought. Purchases on the internet are either done through prepaid cards (like iTunes gift cards) or with a family member’s credit card with their permission (I pay them afterwards). On the occasions when I have paid for something using my debit, there has been no problem with the bank. However, when eldest sibling and family come up to visit, they have experienced freezes on their cards, and have to phone up their banking institution to correct the problem.
Kare is working at a camp right now, I believe.
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A god park seems like something one would see in California. And I wonder why mumsee won’t read post #19?
Roscuro- Your brother probably has the same problem we see at the cave. Our credit card reader will not accept debit cards from out of state, so we run them as a credit purchase.
Another round of thunderstorms headed this way. The one Monday had 70mph winds and did a lot of damage across the river.
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got up early today, 6am, and had a nice quiet time. Then finally wandered to the kitchen and realized that it was market day and the time was almost up! I totally forgot. I got there before everyone left and was able to purchase cucumbers, tomatoes, avocados, green onions, bell peppers, lettuce, a mango, and broccoli. I ended up tossing the broccoli since it was infested with lots of little caterpillars.
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Caterpillars in the broccoli?
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If you soak the broccoli in salt water, the caterpillars leave.
What nineteen?
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Aw, you missed me! I did not get evacuated, thankfully. Thousands of others did, however. We’ve had 2 inches of rain since Sunday so the area around us is a little safer now, but the north is still dry – the forecast is for 2 inches of rain over the next couple of days over the major fires, so that should help a lot.
Yes, camp is in full swing – 6 days a week. I’ve been reading the blog everyday, but am just too tired to post anything most days.
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Glad to hear you are safe, Kare. And busy with the camp. I have been praying for you and your opportunity.
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