Gearing up for work and in my spare time, trying to tackle a house self-assessment for the insurance company. I don’t recall ever being asked to do this before and I fear it’s a way for them to increase my rates 😦
Actually, if this fire-ravaged-neighborhood person could weigh in here, EVERYONE should take photos of all their rooms NOW before you have to figure out what you own one day.
I open the cupboards, take photos, and move along. If you ever end up losing property in a fire, the insurance company wants to know exactly what you own and if you can prove it.
At least if you have dated photos, you could “prove” some sort of ownership.
The survivors out here, having escaped while their houses were burning down, then went into a horrific purgatory of having to make a list of everything they owned and how much they paid for it (or would have to pay to replace it) before the insurance companies would pay out anything.
Nightmares.
My house photos are in the cloud. (Which my phone is now downloading to for the first time in 2.5 years, but that’s another issue . . . )
Praying Mumsee will find her giddy up! I seem to have misplaced mine as well!
Thanking the Lord for British friend’s recovery! ❣️
And yes to taking inventory photos of all possessions. I took video and still shots of each room. Open cupboards and drawers. Paying closer attention to details of more expensive possessions which is about zilch but there are some antiques worth more than others. I need to update my photo log due to replacement of some things and giving away others. Our homeowners insurance is super high due to “fire risk”
Dragging today.
mumsee
LikeLiked by 4 people
Gearing up for work and in my spare time, trying to tackle a house self-assessment for the insurance company. I don’t recall ever being asked to do this before and I fear it’s a way for them to increase my rates 😦
LikeLiked by 3 people
Praise that my 90-year-old, full-of-life, British friend from church will be coming home July 3 following his long recovery for the broken femur.
LikeLiked by 6 people
Strange, Dj, never heard of a self house evaluation.
LikeLiked by 2 people
Actually, if this fire-ravaged-neighborhood person could weigh in here, EVERYONE should take photos of all their rooms NOW before you have to figure out what you own one day.
I open the cupboards, take photos, and move along. If you ever end up losing property in a fire, the insurance company wants to know exactly what you own and if you can prove it.
At least if you have dated photos, you could “prove” some sort of ownership.
The survivors out here, having escaped while their houses were burning down, then went into a horrific purgatory of having to make a list of everything they owned and how much they paid for it (or would have to pay to replace it) before the insurance companies would pay out anything.
Nightmares.
My house photos are in the cloud. (Which my phone is now downloading to for the first time in 2.5 years, but that’s another issue . . . )
LikeLiked by 3 people
Praying Mumsee will find her giddy up! I seem to have misplaced mine as well!
Thanking the Lord for British friend’s recovery! ❣️
And yes to taking inventory photos of all possessions. I took video and still shots of each room. Open cupboards and drawers. Paying closer attention to details of more expensive possessions which is about zilch but there are some antiques worth more than others. I need to update my photo log due to replacement of some things and giving away others. Our homeowners insurance is super high due to “fire risk”
LikeLiked by 1 person
@3:38: So I’ll just tell my insurance company that, lo and behold, everything looks wonderful and all up to date as it turns out!
LikeLiked by 1 person
Paid the gardeners some extra to haul away the broken plant stand, broken bench — and a wooden pallet I’d forgotten was also back there.
LikeLiked by 1 person