For several reasons the mortgage on the house is in my name only and therefore based on my credit score and only my income. With the rate increase from 4.25 to 4.75% and the home having been in an estate and the taxes being double what they would be if it were homesteaded the debt to income ratio is cutting very close. We are supposed to close next Friday.
To put a wrinkle in things a woman in my Bible study has been offered and has taken a job with JH Ranch and Outback and will need to move by October 7. She put her house on the market yesterday. It is larger and a better floor plan than the one I am purchasing. It is also just above my purchasing power. I would rather have her house than the one I am buying.
I am confused and don’t even know what I am asking you to pray for but I sure do need some kind of prayer.
I’d like to ask for prayer. I have been looking for direction and in the absence of any clear signs, I enrolled myself in a credit course that I would need should I wish to go back to school. I am finding that my mental ability to study has decreased significantly – I’m not sure if it is just because I’m nearing thirty and not as young as I was, or if I exhausted myself worse than I realized (my energy levels are still below normal). Anyway, it has me questioning if I should be attempting to get more schooling. Pray for direction – I am well enough to move forward but I have no visible means of doing so.
Phos, it isn’t age. I was 41 when I went for my master’s.
It wasn’t easy. Very difficult but that Is because I had forgotten lots that I needed to know.
And the courseload was heavy.
Well, today they tightened the guidelines. The loan I was approved for on August 28th was denied on September 16th. We told the landlord we would be out by the end of the month. As it is right now I am homeless.
My only apprehension is calling the seller to let him know.
Kim – Another thought: Is it possible that maybe it’s too soon to buy, that maybe renting (even an apartment) for a while would take some pressure off of you for a bit?
And another thought: If you really like the house of the woman in your Bible study, do you think she would come down on the price for you? It doesn’t hurt to ask.
There is already an offer on the other house. I talked to her. If that doesn’t work she will consider working something out for me. The mortgage rates went up and the guidelines tightened. I am not in a position to buy right now. I need somthing creative and rent rates are through the roof.
I know you don’t want to hear this, but the Lord works in mysterious ways often to protect us from things we don’t even know are coming–and that includes GOOD things, too.
Just got a call that one of the darling former members of my Bible study, 87 year-old Ginnie, whom we’ve not seen in four years since she went into a nursing home, has decided to die.
She’s been in pain for some time, doctors have been unable to help her and after the latest go round in the hospital, she decided she would not eat anymore. They’re keeping her pain-free with drugs, feeding her ice chips, and letting her go.
She knows her redeemer well, and isn’t afraid to die. She’s been ready for a long time and her closest friend died a couple years ago.
You read the prayer thread before we even type it! You know all the needs we mention on here and those too trivial to mention. Thank You for being the One Who is big enough for us to cast all our cares upon.
Lord, it seems You are bringing Kim and her husband full circle in this situation with their housing. Kim has better understanding of what they have been through than anyone else but You. You have mysterious purposes beyond our understanding. I do trust You are weaving together a good home for them. You have helped them whittle down possessions. That means less care for things and more time available for people. Let them view Your good purpose in its fullness, please.
Lord, 6 Arrows needs Your blessing in her situation. Please help her daily to meet the needs of her family and balance that with time for herself and providing lessons.
Please continue to meet the needs of Kbells & family. Please give them wisdom as to how they are to meet obligations.
Please be with Michelle in her sadness over another death soon to take its toll. Thank You for the peace we know over salvation of those facing death.
Please help Donna as she waits to hear about possible new ownership of her newspaper employer. Please, may any settlement of a sale give Donna increased security or lead her into a more lucrative situation only You could set up for her.
Lord, please continue to bless Jo, Ajisuun. and Roscuro in their special needs in the field of missionary work. Please show Phos the direction You want her to go in regards to taking course work. Please help energize her and build up her stamina for taking on challenging assignments.
I ask, Father God, that You would help my friend Karen as she prepares for knee surgery Monday. Please give her a special sense of Your presence with her. I pray she will have good support and extra kindness from her family and all the medical staff. Please help her body to be extra strong during the stress of surgery. I ask that she will not be bothered with any complications. She has been out of commission for do long, Abba. Please give her the good gift of being able to walk without pain again.
Lord, help my husband and me as we prepare to travel to a conference over the weekend. May Bosley do okay while boarding. May the conference be beneficial for me as I am in learning mode. I ask for good health and traveling mercies. Thank You for giving me this opportunity to be in the company of like-minded people.
Lord, please bless the CLI dinner on the 25th. I pray for everything to go as planned or even better. Please let me get good news tomorrow of more people who will attend based on my invitations.
Thank You for hearing and answering in Your will with Your best plans. In the name of Jesus, Amen
Well the buyer of the house we currently are living in has decided to stay in the deal, so I will still have to move. The seller of the house I was buying is giving me difficulty in returning the thousand dollars in earnest money. Of course I can’t get the money without his signature, but he can’t get it without mine.
We went and looked at another rental property. I know the agent who has that one. He goes to church with us. Mr. P was happy with it he can fit his sofa, tv, and chair in the living room. He kept asking me about furniture placement. I told him it didn’t matter. If I had an opinion he would just argue and tell me that his way was the only way it would work.
If I have learned nothing else through this….I have learned to give up and not care. It doesn’t matter to me anymore. I just need a roof and a bed. I used to want my environment to be nice, orderly, and pleasant. Now? Who cares.
Kim – You know I only “liked” your comment to let you know I am praying, but I definitely don’t like the sound of heaviness, of depression, I hear & recognize in it (I have said similar things in the past). There is nothing we can say to make it better, but I hope you know many of us here are lifting you up to the Father in prayer. We love & care about you, but even more important, He loves & cares about you.
Kim, if it helps . . . a year from now you’ll be settled in and wherever you are living will be feeling like home. This will be a semi-distant memory of a frustrating time in the past. For now, one day at a time, and you’ll get through it.
Wandering Views 
For several reasons the mortgage on the house is in my name only and therefore based on my credit score and only my income. With the rate increase from 4.25 to 4.75% and the home having been in an estate and the taxes being double what they would be if it were homesteaded the debt to income ratio is cutting very close. We are supposed to close next Friday.
To put a wrinkle in things a woman in my Bible study has been offered and has taken a job with JH Ranch and Outback and will need to move by October 7. She put her house on the market yesterday. It is larger and a better floor plan than the one I am purchasing. It is also just above my purchasing power. I would rather have her house than the one I am buying.
I am confused and don’t even know what I am asking you to pray for but I sure do need some kind of prayer.
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Can you cut out the real estate agent fees (ha!) and buy hers without losing much money if you back out of this sale? Go for it.
No, wait. What does your husband think?
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I pray lots of “general” prayers, Kim.
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I’m sure the LORD sits up there at times, wondering what this is all about.
😆
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Holding my breath. I am out about $1,000 right now.
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Praying Kim. Keep your chin up. 🙂
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I’d like to ask for prayer. I have been looking for direction and in the absence of any clear signs, I enrolled myself in a credit course that I would need should I wish to go back to school. I am finding that my mental ability to study has decreased significantly – I’m not sure if it is just because I’m nearing thirty and not as young as I was, or if I exhausted myself worse than I realized (my energy levels are still below normal). Anyway, it has me questioning if I should be attempting to get more schooling. Pray for direction – I am well enough to move forward but I have no visible means of doing so.
LikeLiked by 2 people
Well now my lender is in a panic
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Phos, it isn’t age. I was 41 when I went for my master’s.
It wasn’t easy. Very difficult but that Is because I had forgotten lots that I needed to know.
And the courseload was heavy.
LikeLike
Well, today they tightened the guidelines. The loan I was approved for on August 28th was denied on September 16th. We told the landlord we would be out by the end of the month. As it is right now I am homeless.
My only apprehension is calling the seller to let him know.
LikeLike
Kim – Can you ask for an extension to stay where you are for another month? I understand that some landlords allow that sort of thing. 😉
Praying for you.
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Kim – Another thought: Is it possible that maybe it’s too soon to buy, that maybe renting (even an apartment) for a while would take some pressure off of you for a bit?
And another thought: If you really like the house of the woman in your Bible study, do you think she would come down on the price for you? It doesn’t hurt to ask.
LikeLike
There is already an offer on the other house. I talked to her. If that doesn’t work she will consider working something out for me. The mortgage rates went up and the guidelines tightened. I am not in a position to buy right now. I need somthing creative and rent rates are through the roof.
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I’m so sorry, Kim. Praying…
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Just pray that I can get my earnest money back. I need the thousand to figure something else out.
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I know you don’t want to hear this, but the Lord works in mysterious ways often to protect us from things we don’t even know are coming–and that includes GOOD things, too.
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Losing the house itself doesn’t bother me. Losing my money does and having a roof over my head does.
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Oh, Kim, I can imagine how that wouldn’t be pleasant. May you have clear direction soon.
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New wrinkle. Buyer on this house may be transferred with her job.
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this is getting confusing
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Just got a call that one of the darling former members of my Bible study, 87 year-old Ginnie, whom we’ve not seen in four years since she went into a nursing home, has decided to die.
She’s been in pain for some time, doctors have been unable to help her and after the latest go round in the hospital, she decided she would not eat anymore. They’re keeping her pain-free with drugs, feeding her ice chips, and letting her go.
She knows her redeemer well, and isn’t afraid to die. She’s been ready for a long time and her closest friend died a couple years ago.
I’m sad today.
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It may mean I stay where I am.
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Sitting beside you, Michelle.
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Heavenly Father,
You read the prayer thread before we even type it! You know all the needs we mention on here and those too trivial to mention. Thank You for being the One Who is big enough for us to cast all our cares upon.
Lord, it seems You are bringing Kim and her husband full circle in this situation with their housing. Kim has better understanding of what they have been through than anyone else but You. You have mysterious purposes beyond our understanding. I do trust You are weaving together a good home for them. You have helped them whittle down possessions. That means less care for things and more time available for people. Let them view Your good purpose in its fullness, please.
Lord, 6 Arrows needs Your blessing in her situation. Please help her daily to meet the needs of her family and balance that with time for herself and providing lessons.
Please continue to meet the needs of Kbells & family. Please give them wisdom as to how they are to meet obligations.
Please be with Michelle in her sadness over another death soon to take its toll. Thank You for the peace we know over salvation of those facing death.
Please help Donna as she waits to hear about possible new ownership of her newspaper employer. Please, may any settlement of a sale give Donna increased security or lead her into a more lucrative situation only You could set up for her.
Lord, please continue to bless Jo, Ajisuun. and Roscuro in their special needs in the field of missionary work. Please show Phos the direction You want her to go in regards to taking course work. Please help energize her and build up her stamina for taking on challenging assignments.
I ask, Father God, that You would help my friend Karen as she prepares for knee surgery Monday. Please give her a special sense of Your presence with her. I pray she will have good support and extra kindness from her family and all the medical staff. Please help her body to be extra strong during the stress of surgery. I ask that she will not be bothered with any complications. She has been out of commission for do long, Abba. Please give her the good gift of being able to walk without pain again.
Lord, help my husband and me as we prepare to travel to a conference over the weekend. May Bosley do okay while boarding. May the conference be beneficial for me as I am in learning mode. I ask for good health and traveling mercies. Thank You for giving me this opportunity to be in the company of like-minded people.
Lord, please bless the CLI dinner on the 25th. I pray for everything to go as planned or even better. Please let me get good news tomorrow of more people who will attend based on my invitations.
Thank You for hearing and answering in Your will with Your best plans. In the name of Jesus, Amen
LikeLiked by 2 people
Well the buyer of the house we currently are living in has decided to stay in the deal, so I will still have to move. The seller of the house I was buying is giving me difficulty in returning the thousand dollars in earnest money. Of course I can’t get the money without his signature, but he can’t get it without mine.
We went and looked at another rental property. I know the agent who has that one. He goes to church with us. Mr. P was happy with it he can fit his sofa, tv, and chair in the living room. He kept asking me about furniture placement. I told him it didn’t matter. If I had an opinion he would just argue and tell me that his way was the only way it would work.
If I have learned nothing else through this….I have learned to give up and not care. It doesn’t matter to me anymore. I just need a roof and a bed. I used to want my environment to be nice, orderly, and pleasant. Now? Who cares.
LikeLiked by 2 people
Kim – You know I only “liked” your comment to let you know I am praying, but I definitely don’t like the sound of heaviness, of depression, I hear & recognize in it (I have said similar things in the past). There is nothing we can say to make it better, but I hope you know many of us here are lifting you up to the Father in prayer. We love & care about you, but even more important, He loves & cares about you.
LikeLiked by 4 people
Kim, if it helps . . . a year from now you’ll be settled in and wherever you are living will be feeling like home. This will be a semi-distant memory of a frustrating time in the past. For now, one day at a time, and you’ll get through it.
LikeLiked by 5 people